Punto Banco (Baccarat)


How to Play

Designated Punto Banco Lounge provides exceptional area to enjoy a classic Punto Banco game at your convenience.

Aim of the Game

The aim of the game is to place a wager on the hand you believe will receive the higher total. You may also bet that both hands have the same total, or tie.

Once all bets are placed, four cards are dealt out of the shoe in the following sequence; Player, Bank, Player, Bank creating a Player hand a Bank hand.

Two additional cards may be drawn by the Dealer, according to the Table of Play. After all cards have been dealt (maximum of 6) the Dealer will call the winning hand.

Hand totals

The highest hand total in Punto Banco is 9 and the lowest is 0. Cards from Ace to 9 have their face value, Tens, Jacks, Queens and Kings count as 0.

When determining the value of a hand only the right-hand digit is used.

For example:
2 + 3 + 6 = 11 the hand value is 1
6 + 4 = 10 the hand value is 0
King + 7 = 7 the hand value is 7
Pay Table
Bet Pays
Punto (Player) Even Money (1-1)
Banco (Banker) 19 - 20 (Even Money less 5%)
Egalité 9-1
Table of Play

There are no optional draws. Both Punto (Player) and Banco (Banker) must draw according to the following Tables of Play, which apply after the first four cards are dealt. A natural (8-9) on either the Player, Bank or both stops play, with no further cards drawn.

Player Hand
First two cards total
1-2-3-4-5-10 Draws a card
6-7 Stands
8-9 Natural - Stands
Banker Hand
First two cards total Draws when player's third card is Stands when player's third card is
0-1-2 Always draws
3 1-2-3-4-5-6-7-9-10 8
4 2-3-4-5-6-7 1-8-9-10
5 4-5-6-7 1-2-3-8 -9-10
6 6-7 1-2-3-4-5-8-9-10
7 Stands
8-9 Natural - Stands
UR Way Egalite Sidebet

Where the standard Egalite side wager pays 9-1 for any tied hand regardless of the score, the new ‘UR Way Egalite’ side wager allows Players to bet on a specific numbered UR Way Egalite site bet.

The individual winning égalité wagers are paid as shown in the table below:

0 1 2 3 4 5 6 7 8 9
150/1 215/1 225/1 200/1 120/1 110/1 45/1 45/1 80/1 80/1

3 giving 8 pays
If the Bank has a total of 3 after the initial deal and the Player receives an 8 as the 3rd card all 3 giving 8 bets will be paid 200 to 1.

Lucky 6 Progressive

Aspers Lucky 6 is an advanced progressive wager to be used with the traditional game of Punto Banco. The gameplay and rules of Punto Banco remain the same. Players may place an optional £1 progressive wager at the start of each hand and progressive payouts will be awarded for various combinations of 6 card hands.

Progressive Rules

The progressive side wager is triggered when the following two conditions occur in a standard Punto Banco Game:

  1. Banker 1st two card total is a 4, 5, or 6.
    AND
  2. 6 cards must be played in the hand.

If above 2 rules occur, then Progressive is paid as per pay table.

Paytable Description
6 Cards, Same Suit Jackpot (shared) All 6 cards are the same suit
4 Hearts £1,000 Initial four cards (Banker 2 & Player 2) are Hearts
Banker 3 Hearts £150 Banker has 3 Hearts
6 Cards, Same Colour £15 All 6 cards are red or black
6 Cards Any £5 Any 6 cards
  • Only highest hand is paid.
  • £1 Bonus Jackpot wager must be registered before the first card is drawn.
  • Bonus Jackpot wager not returned
  • To Play the Bonus Jackpot players must have a valid bet on the main or Egalite bet.
  • All wagers must be within the specified minimums and maximums displayed at the table.
  • Partnerships with a view to exceeding the maximum stake shall not be permitted.
House Edge

If Banco (Banker) wins - 1.06%
If Punto (Player) wins - 1.24%
If Egalité - 14.36%

All wagers must be within the specified minimums and maximums displayed at the table.

Partnerships with a view to exceeding the maximum stake shall not be permitted.

In the event of a Dealer over/under drawing card(s) not in accordance with the Table of Play rules, then if the error has not been rectified or brought to the attention of management prior to cards being drawn for the next coup, all coups thereafter will be deemed valid, and the results of those coups will stand with no right of reset.